🔰Risks and Disclaimers

This litepaper is intended to provide readers with general information and documentation only. You should not consider any information in the litepaper as legal advice, business advice, financial advice, or advice of any sort. Any actions motivated by or based on the contents of this litepaper are taken at your own risk.

Risks in acquiring and holding FBX

Holders of FBX and/or other digital assets acquired through Finblox should expect prices and values to fluctuate widely and be unpredictable. Investors should understand that FBX and/or other digital assets obtained through Finblox can lead to a total loss of assets and/or value. Holders of FBX may also not be able to recover the value of FBX if Finblox fails or suffers from a cybersecurity hack. FBX could be affected by emerging technology, including but not limited to quantum computing. These technological breakthroughs could result in security breaches and/or theft.

Tax Obligations

Users are solely responsible for determining what taxes apply to transactions made with FBX and trades or transactions conducted through Finblox. The owners of or contributors to Finblox are NOT responsible for determining the taxes that apply to transactions made with FBX or trades conducted through Finblox in any jurisdiction. Finblox does not condone, encourage, or knowingly facilitate tax avoidance in any form or jurisdiction.

No Warranties

All content, data, resources, and services provided in this litepaper and on Finblox are provided “as is” without any warranties of any kind.

Limitation of Liability

Unless otherwise required by law, the owners of and/or contributors to this litepaper and the Finblox platform shall not be liable for loss of data, loss of profits, loss of use, or any damages, forfeitures, and violations connected with the information contained in this litepaper or on the Finblox platform.

Token Sale

Regulators examine companies and procedures associated with cryptocurrencies and digital assets. Anyone intending to acquire FBX must be mindful that Finblox's business model and the information in this disclaimer may alter or require modifications due to emerging regulatory and/or compliance requirements from any jurisdiction. It is the user's obligation to determine the legality of purchasing FBX in their respective jurisdiction. Under these circumstances, anyone intending to acquire FBX understands that neither Finblox nor any of its subsidiaries and/or affiliates shall be held liable for any loss or damages caused by such changes.

This litepaper is provided for your information only, and under no circumstance should FBX be considered an investment. However, the Finblox team will, to the best of its ability, proceed with the project as described within this litepaper; unforeseen circumstances might cause the project to change or end altogether.

FBX can at no time be considered an official or legally binding investment of any form. FBX is not a security token. The risk involving Purchasing FBX is at your own risk. Acquiring FBX carries various risks, including the risk that Finblox may not be able to fulfill the described roadmap. Before acquiring FBX, you should carefully consider the risks, expenses, and benefits of purchasing FBX and, if necessary, obtain independent advice in this regard. Any interested individual who is not in a position to accept or understand the risks associated with the activity, including any risk related to the non-fulfillment of the roadmap, or any other risks as indicated in the litepaper, should not acquire FBX at any stage. FBX purchases are final and non-refundable. FBX tokens are not securities and do not have a particular value outside the Finblox platform and its affiliates.

You may purchase or use the FBX tokens only if you are:

• Not bankrupt

• Not citizen of, or resident or domiciled in, a jurisdiction which does not allow to purchase or use and which does not require us to make any filing with or take any additional action with regards to, any governmental, regulatory or legal authority

• Not on any Swiss, UN, EU, or US Sanctions List

• Not purchasing our FBX tokens by using funds that are of illegal origin

Certain jurisdictions restrict (or may restrict in the future) their citizens or residents from purchasing or using coins or tokens or any cryptocurrency exchanges for various reasons. You cannot purchase the FBX tokens if there are applicable legal restrictions in your jurisdiction. You are responsible for seeking legal advice to identify any such legal restrictions or any tax implications pertinent to you. Under no circumstances will we be liable for any current or future impossibility to use these tokens because of the above Restrictions.

You shall immediately notify us if, after the token sale or ICO date, the jurisdiction you were a national, resident, or domiciled person in at the time of the token sale has introduced any legal restrictions. At our sole discretion, if you do not meet any of the requirements for eligibility, we may restrict the purchase or use of FBX tokens set forth by us or on other legal grounds.

Terms Used

To facilitate a better understanding of the Tokens, and the businesses and operations of the Company, certain technical terms, abbreviations, and, in certain instances, their descriptions, have been used in this litepaper. These descriptions and assigned meanings should not be treated as being definitive of their meanings and may not correspond to standard industry meanings or usage. Words importing the singular shall include the plural and vice versa, and words importing the masculine gender shall, where applicable, include the feminine and neuter genders and vice versa. References to persons shall include corporations.